Financial Intelligence

Understand today.
Balance always.
Build tomorrow.

FinYang AI reads any bank statement from any bank in any country and turns it into a verified ledger, clear cash-flow analytics and AI underwriting insight — in minutes, not days.

Launch FinYang AI See how it works
  • Any bank · Any country · Any currency
  • Reconciled to the statement's own printed totals
  • Ready in minutes
60+countries in the region registry
Anybank, layout, currency or language
0persistent OCR storage
1number, computed once — every figure traceable

The FinYang idea

Two forces. One clear picture.

Every financial life is a balance between what grows it and what protects it. FinYang AI reads both sides of your statements and shows them in harmony.

Yang – Growth

Income, assets, investments, future. The inflows that build tomorrow, read from every credit on every page.

Yin – Control

Expenses, liabilities, protection, today. Debt service, fees, conduct signals and the cash you must keep on hand.

Balance

Bringing every part of your financial life into harmony: verified numbers, honest ratios and decisions you can stand behind.

How it works

From a pile of PDFs to a decision-ready picture.

  1. 01

    Upload

    Drop in statements as PDF, scanned image or CSV — one account or twenty, one month or two years. Password-protected files, mixed banks and overlapping periods are handled.

  2. 02

    Extract & verify

    A deterministic layout parser reads digital statements; cloud OCR catches scans. Every ledger is reconciled against the statement's own printed opening balance, closing balance and totals — a document that does not add up is never presented as if it did.

  3. 03

    Understand

    Monthly income statement, net cash flow, recurring debt service, facility usage and conduct signals. Affordability and debt-service-cover ratios are computed once and shown the same way on every screen and export.

  4. 04

    Decide

    An AI credit memorandum grounded only in verified figures, a chat that answers from the ledger itself, and one-click exports to PDF, Word, Excel and Markdown.

Built for anywhere

Any bank. Any country. Any currency.

FinYang AI does not assume where a statement comes from. It reads the letterhead, the regulator line, the currency and the date format and places the document in the right region automatically — then formats every figure the way you expect.

  • Currency, locale and date order detected from the statement itself
  • Comma-decimal, dot-decimal, space-grouped and lakh-grouped amounts
  • Dedicated layout readers for banks with a corpus behind them, plus a generic ledger parser for everything else
  • A region registry of 60+ countries: banks, reference base rates and vocabulary — extended with data, not code
South AfricaUnited KingdomUnited StatesGermanyFranceAustraliaCanadaIndiaNigeriaKenyaUAESingaporeJapanBrazilMexico+ 50 more

Statement text is the only input. No manual country selection required — set one when you want to pin it.

What you get

Everything between the statement and the decision.

Deterministic extraction

Column-aware parsing that reads the ledger the way it is printed — newest-first, column-major, split-page and overlaid layouts included.

Printed-summary verification

Every period is checked against the bank's own opening, closing and turnover figures. Partial or unverifiable documents are labelled, never hidden.

Cash-flow & affordability analytics

Monthly performance, net movement, debt service, runway and debt-service cover before and after a proposed facility — computed once, shown everywhere.

AI underwriting memo

A structured credit memorandum written only from verified figures, cross-audited by an independent AI reviewer and self-healed when it drifts.

Chat with the ledger

Ask anything — "largest recurring debit?", "months in overdraft?" — and get answers computed from the transactions, with the rows that prove them.

Exports & audit trail

Executive summaries and transcripts to PDF, Word, Excel, CSV and Markdown. An admin vault keeps every AI interaction for compliance review.

Security

Your statements stay yours.

Built for lenders and finance teams who answer to regulators.

  • Encrypted in transit and at rest. Files live in a private bucket; access is scoped to your workspace.
  • Row-level security. Every table is guarded by database policies tied to the signed-in user.
  • Zero persistent OCR storage. Cloud OCR is used to read, not to keep. Extracted text lives only in your database.
  • No keys in code. Every credential is injected at runtime; nothing is committed.
  • GDPR, POPIA & global privacy-law aligned. Designed for data-protection regimes on every continent.

Bring your financial picture into balance.

Upload a statement and see the whole story — growth, control and the balance between them.

Open FinYang AI